Wisdom

Proverbs says wisdom begins with understanding, but where does understanding begin? James says that if we ask for wisdom we will recieve it.
How do you know if you have it? I guess if you don't know you don't have it, or maybe if you think you're wise you really aren't?
I don't know.
All I know is that I need wisdom and I need direction from God.
What do I do? I ask on a regular basis, seek it in the Bible, but don't feel as though I have any answers yet.
I guess waiting on the Lord is where Patience begins.