Well, we got the appraisal back last night and it came in $7,000 under the agreed upon asking price in our contract.
Our realtor wrote up an amendment for the contract asking that the seller come down on the price to meet the appraisal number with no other changes. We signed it, he sent it. He also warned us that it is highly likely the seller might agree to lowering the price IF they are no longer responsible for our closing costs which they were agreeing to contribute $5,000
And as he warned that is exactly what we just heard.
They agreed to lower the price but now they don't want to contribute closing which is a bit of an issue for us.
I have contacted our lender to get a good idea of what our final number will be to bring to closing now that we have to pay for all of our closing costs.
With all this going on our closing date is definitely NOT next weekend. Right now we are shooting for the first business day in October so we can get October and November without a mortgage payment. That's Monday, October 3rd.
Once we get all this figured out we really only have the survey left and then the lenders and title company getting the paperwork together so hitting that October 3rd date should not be a problem.
We will have to come up with a little more money than anticipated but we still believe this is our promised land and that God is very much in this big transaction. With 3 weeks between closing on this house and the farm it is possible we could get our escrow check just in time for closing if we hound the lender a bit. So that's our prayer right now, and that it's enough to mostly cover the extra costs.
Either way we are moving forward and are a little closer to getting to our farm. (And that's a really good thing considering we have added two dogs and 12 chicks to our family in anticipation! ;)
Onward and Upward! :)
Saturday, September 10, 2016
Tuesday, September 6, 2016
Seasons Beginning to Change
I love Septenber and the very beginnings of Autumn; decorations of leaves and pumpkins in stores, the smell of cinnamon, darker skies, cooler breezes and for me, a special sense of peace and joy that I tend to accompany with Piano Music from Jim Brickman.
This month I put together a page of monthly goals. A month of progress, nothing too lofty or long term, but sensible, attainable and helpful.
One of these goals was to start blogging again, and another is to keep a private journal. I think I know that if I make time to write, even if it's just what my days or weeks have been like or what I'm feeling or struggling with, I tend to be a healthier, more patient, even tempered person.
Today was the first day of Mother's Day Out for both of my precious children! I already miss them but I have been very productive in these last few hours. Hannah Kate is 3 and 1/2 and Levi is 20 months. I hope their first day was lots of fun! They are going through so many changes right now with our move to the country and I'm trying to be sensitive and understanding to how that might be rocking their little words of stable familiarity.
Our last big hurtle to get through in this process of buying a micro farm is the appraisal. It's been done but he has until Friday to submit the paperwork and I just want it to say that it's worth exactly what we've agreed to pay so we can finally breathe and relax. After that everything else should be a breeze.
We visit the house pretty much every weekend. We have been visiting a church out there, that's where the kinds started Mothers Day Out today. And every time I am out that way I want to pull in and take a few moments just to sit on that magnificent front porch and wonder at Gods beautiful creation! It's so quiet out there, so peaceful and sweet. The kids love it, they try to get into the house when we are there! Haha.
I see us homeschooling on those porches and in the kitchen. I see the kids playing in their shared farm themed room, I see us hosting fall festivals, thanksgiving and Christmas parties, I see us bringing home a future baby, lots of family interaction, hands on learning, laughter and love. I am hoping and praying these sweet images are from God and that, as I believe, hHe is giving me a sense of assurance that this is our family's promised land. It all falls so perfectly into the vision we are pursuing for our family.
In any event, God is good all the time, and I know He has great plans for us.
This month I put together a page of monthly goals. A month of progress, nothing too lofty or long term, but sensible, attainable and helpful.
One of these goals was to start blogging again, and another is to keep a private journal. I think I know that if I make time to write, even if it's just what my days or weeks have been like or what I'm feeling or struggling with, I tend to be a healthier, more patient, even tempered person.
Today was the first day of Mother's Day Out for both of my precious children! I already miss them but I have been very productive in these last few hours. Hannah Kate is 3 and 1/2 and Levi is 20 months. I hope their first day was lots of fun! They are going through so many changes right now with our move to the country and I'm trying to be sensitive and understanding to how that might be rocking their little words of stable familiarity.
Our last big hurtle to get through in this process of buying a micro farm is the appraisal. It's been done but he has until Friday to submit the paperwork and I just want it to say that it's worth exactly what we've agreed to pay so we can finally breathe and relax. After that everything else should be a breeze.
We visit the house pretty much every weekend. We have been visiting a church out there, that's where the kinds started Mothers Day Out today. And every time I am out that way I want to pull in and take a few moments just to sit on that magnificent front porch and wonder at Gods beautiful creation! It's so quiet out there, so peaceful and sweet. The kids love it, they try to get into the house when we are there! Haha.
I see us homeschooling on those porches and in the kitchen. I see the kids playing in their shared farm themed room, I see us hosting fall festivals, thanksgiving and Christmas parties, I see us bringing home a future baby, lots of family interaction, hands on learning, laughter and love. I am hoping and praying these sweet images are from God and that, as I believe, hHe is giving me a sense of assurance that this is our family's promised land. It all falls so perfectly into the vision we are pursuing for our family.
In any event, God is good all the time, and I know He has great plans for us.
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